Sustainability

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Building a Sustainable Future

At Astra Financial, sustainability is integral to the way we do business, shaping a better future for our stakeholders. We continuously strengthen Indonesia’s sustainable financial ecosystem to create long-term value for our business, the planet, and the communities we serve.

Astra Financial 2030 Sustainability Aspirations

Portfolio Roadmap: Sustainable & Resilience

We strive to support a sustainable financial ecosystem and create positive impact for planet, business, and communities.

Strategies 

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Sustainable Products and Services

Fostering innovation to develop financial products and services that support sustainability driven sectors.

Sustainable Business Operations

Advancing sustainability initiatives across all business operation to drive positive environmental and social impact.

Sustainable Investment Integrating

Environmental, Social, and Governance (ESG) aspects into investment decisions.

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People Roadmap: Diverse & Inclusive

We remain committed to a safe, diverse, and inclusive workplace, enabling our people to develop, succeed, and prosper with the nation.

Strategies 

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Diversity and Inclusion

Promoting a diverse & inclusive workplace across all employee level, with focus on gender.

Occupational Health and Safety

Adopting a comprehensive Occupational Health and Safety (OHS) management system across all business operations.

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Public Contribution Roadmap: Empowering Communities

We continue to empower, support, and provide a meaningful impact for communities through 4 pillar community development programs:

Strategies 

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Health

Enhancing community well-being through the advancement of the Integrated Primary Health Services (ILP) program.

Education

Enhancing education quality, particularly through Financial Literacy programs.

Environment

Promoting environmental conservation and reducing Greenhouse Gas (GHG) emissions.

Entrepreneurship

Empowering MSMEs through mentoring, financing access, and market growth opportunities.

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Towards Astra Net Zero Emission Scope 1 & 2 by 2050

As the brand of the financial services division of PT Astra International Tbk, Astra Financial pursue medium- and longterm transformations to achieve Net Zero Emission Scope 1 & 2 by 2050.

Inisiatif Jangka Pendek dan Panjang
On Going Initiatives
Efisiensi Energi
Energy Efficiency
Expand energy audit coverage and implement recommendations.
Energi Terbarukan
Renewable Energy
Increase renewable energy utilization through solar panel installations and purchase Renewable Energy Certificate (REC).
Bahan Bakar Rendah Emisi
Cleaner Fuels
Adopt lower-emission fuels in business operations.
Long-term Initiatives
Elektrifikasi Kendaraan Operasional
Electrification of Operational Vehicles
Phasing in electric vehicles across operations as market viability.
Refrigeran Ramah Lingkungan
Low GWP Refrigerants
Transitioning to refrigerants with lower Global Warming Potential (GWP) to reduce environmental impact.

Sustainability Highlight 2024

Transition to Green Portfolio

through financing and insurance for the low-carbon vehicles, renewable energy projects, and sustainabilityrelated investments.

Empowering MSMEs

expand financial inclusion through financing and insurance solutions for MSMEs.

Reduce 17% GHG Emissions Scope 1 & 2

to 2019 baseline through energy efficiency initiatives, solar panel installations at 30 branches, and use of renewable energy in operations.

Achieve 15% Renewable Energy Mix

through solar panel installations in 30 branches and purchase Renewable Energy Certificates (REC) from PLN.

Reduce 16% Water Withdrawal Intensity

to 2019 baseline through water conservation across business operations.

Achieve 32% Solid Waste Diverted

from business operations, reduce amount of disposed waste in landfill.

Maintain Zero Fatality and Work-Related Injury

by implementation of safety management system across operations.

Reached 235,000+ Beneficiaries

through 4 pillars community development programs across 27+ provinces in Indonesia, including Financial Literacy and Inclusion initiatives.

Strengthening the Decarbonization Roadmap

by developing a comprehensive roadmap toward Net Zero Scope 1&2 and conducting a Scope 3 emissions inventory.